Are you curious about the financial institutions that Harley Davidson partners with? Well, let's just say that Harley Davidson has a trusted network of preferred lenders that they work with to provide financing options for their customers.
These lenders offer a variety of financing programs tailored specifically for Harley Davidson motorcycles. But, who are these lenders? That's a question that we'll explore further in this discussion.
So, buckle up and get ready to discover the institutions behind Harley Davidson's financing options.
Key Takeaways
- Harley-Davidson offers financing for both new and pre-owned motorcycles.
- Eaglemark Savings Bank (ESB) is the official financing arm of Harley-Davidson.
- Financing options may vary based on credit performance and loan term.
- Monthly payment amounts are determined by the APR, amount financed, and associated fees.
Harley-Davidson's Financing Options
Harley-Davidson offers a range of financing options for new and pre-owned motorcycles, including private party financing for used Harley-Davidson motorcycles. Financing offers are subject to credit approval and may vary based on the applicant's past credit performance and loan term.
The financing is provided by Eaglemark Savings Bank (ESB), the official financing arm of Harley-Davidson. When financing a new motorcycle, the Annual Percentage Rate (APR) is calculated according to the term of the loan and the applicant's credit history. The monthly payment amount is determined by the APR, the amount financed, and any fees associated with the loan.
Harley-Davidson Financial Services offers convenient loan account access through MyHDFS.com, where customers can make payments, view their loan account, and request paperless statements. It's important to note that financing offers are subject to change or cancellation at any time, and dealer participation may vary.
Harley-Davidson also offers comprehensive motorcycle insurance coverage through H-D Insurance to protect your investment. Overall, Harley-Davidson provides a variety of financing options to help you get on the road with your new Harley-Davidson® motorcycle.
Partner Institutions for Harley-Davidson Financing
Partner institutions play a crucial role in facilitating Harley-Davidson financing options. One such partner institution is Eaglemark Savings Bank (ESB), which provides financing specifically for new Harley-Davidson motorcycles. When customers are looking to purchase a new bike, ESB offers financing options to make the purchase more accessible.
The financing offer available to customers may vary based on several factors, including the applicant's past credit performance and the loan term. It's important to note that financing offers are subject to change, and dealer participation may vary.
These partner institutions work closely with Harley-Davidson Financial Services (HDFS) to ensure that customers have the necessary financing options to bring their dream of owning a Harley-Davidson motorcycle to life. The payment and amount financed, as well as the APR, will ultimately determine the monthly payment for the customer.
Harley-Davidson's Preferred Lenders
ESB, as part of the Preferred Lenders program, offers financing options for both new and pre-owned Harley-Davidson motorcycles. The financing offers are subject to credit approval and may vary based on the applicant's past credit performance and loan term. Dealer participation may vary, and financing offers are subject to change or cancellation at any time through the Preferred Lenders program. The financing offers may not be available for all applicants and are subject to credit approval by ESB. Financing is available for new and pre-owned Harley-Davidson motorcycles through the Preferred Lenders program.
Here is a table showcasing the financing options provided by ESB:
| Financing Offer | Motorcycles Financed Through Eaglemark | High Credit Tier Customers |
|---|---|---|
| APR Offer | Subject to Credit Approval | Financed through Eaglemark Savings |
| APR May Vary | Subject to Change | Based on Applicants |
| Dealer Participation May Vary | Well-Qualified Credit Tier Applicants |
It is important to note that the financing offers are subject to credit approval and may vary depending on the applicant's creditworthiness. The APR may also vary based on the loan term and other factors. Dealer participation may vary as well, so it is advisable to check with your local dealership for more information.
Financing Programs at Harley-Davidson
Customers at Harley-Davidson have access to a range of financing programs to help them purchase new or pre-owned motorcycles. Here are the financing options available to you:
- Harley-Davidson Financial Services (HDFS) offers a variety of financing programs for both new and pre-owned motorcycles. These programs are designed to meet the diverse needs of customers, providing flexible terms and competitive rates.
- Financing offers are subject to credit approval and may vary based on your past credit performance and loan term. Dealer participation may also vary, and financing offers are subject to change or cancellation at any time. It's important to review the terms and conditions of each financing offer before making a decision.
- HDFS provides a convenient online platform, MyHDFS.com, which allows you to access your loan account. Through this platform, you can make payments, view your loan account, request paperless statements, and get a loan payoff estimate.
- To protect your investment, Harley-Davidson offers additional services such as comprehensive motorcycle insurance coverage through H-D Insurance. You can also opt for the Harley-Davidson Extended Service Plan (ESB) to provide added security and peace of mind for your new motorcycle.
How to Finance a Harley-Davidson Motorcycle
When considering how to finance a Harley-Davidson motorcycle, it's important to explore the range of financing options available to you, offered by Harley-Davidson Financial Services (HDFS). HDFS provides a variety of financing offers for both new and pre-owned motorcycles, including private party financing for used Harley-Davidson motorcycles. These financing offers are subject to credit approval and may vary based on factors such as your past credit performance and the term of the loan. Dealer participation and potential changes or cancellations of offers should also be taken into consideration.
To give you an idea of the financing options available, here is a table highlighting some of the key features:
| Financing Offer | APR Offer | Credit Tier Customers | ESB | Past Credit Performance |
|---|---|---|---|---|
| Vivid Black | APR | High Credit Tier | Yes | Excellent |
| Billiard Blue | APR | All Credit Tiers | Yes | Good |
| Road Glide | APR | Highest Credit Tier | No | Excellent |
| Heritage Classic | APR | All Credit Tiers | Yes | Fair |
| Special Motorcycle | Money Down | Highest Credit Tier | Yes | Excellent |
Remember that these offers are subject to change or cancellation, and other fees, charges, and taxes may apply. It's essential to consult with an authorized Harley-Davidson dealer or HDFS representative to determine the best financing option for your specific needs. Whether you're buying a new or used motorcycle, HDFS offers competitive interest rates and terms, allowing you to enjoy the freedom of the open road on your very own Harley-Davidson.
Conclusion
So, if you're looking to finance a Harley-Davidson motorcycle, you have a range of options available through Harley-Davidson Financial Services (HDFS).
They offer financing for new and pre-owned motorcycles, including private party financing for used bikes.
One example of their financing program is a case study of a customer who was able to secure a loan with favorable terms and purchase their dream Harley-Davidson motorcycle.
With HDFS, you can find the financing solution that fits your needs and get on the road with your dream bike.
